Share Rates

Share Rates

Account Type	APR	APY	Notes
Share (Savings)	0.05%	0.050%	Over $5.01
Christmas Club	0.50%	0.51%	Maximum $5,000.00
Vacation Club	0.50%	0.51%	Maximum $5,000.00
Share Draft (Checking)	.00%	.00%

Effective January 1, 2026 - APY – Annual Percentage Yield - APR – Annual Percentage Rate

Share Certificates (CDs)

Term	APR	APY
90 Day	2.60%	2.62%
6 Month	2.60%	2.62%
12 Month	2.65%	2.67%
24 Month	2.70%	2.73%
36 Month	2.75%	2.77%
48 Month	2.80%	2.83%
60 Month	2.85%	2.88%

Effective January 1, 2026 - APY – Annual Percentage Yield - APR – Annual Percentage Rate.
Share Certificate Rates may change without prior notice.