SCU Mastercard

Spojnia Credit Union now offers Mastercard for their members. Make everyday purchases and redeem for cash back. 1% cash back on purchases. View statements, make payments, manage users, set controls, alerts and more. Use the Classic credit card for easy, rewarding, contactless payments. Tap your way to rewards when you travel or grab takeout, groceries, gas and more. For current rates or to apply visit,

Spojnia Credit Union’s 50th Anniversary

Spojnia Credit Union will be celebrating their 50th Anniversary in October 2024. The Board of Directors has approved a One Year Share Certificate for 5.00% APR. (5.100 % APY) in honor of its anniversary. Minimum deposit $1000.00.

Spojnia Credit Union has grown throughout the year and now offers its members a huge list of products and services.

Some of those products and services include: share and share draft (checking) accounts, share certificates, low interest new and used auto loans, home equity loans, signature (personal) loans, organization loans, Mastercard credit card, quarterly newsletters, internet banking, mobile app, bill payer and remote check deposit. Debit cards are in the near future.

While the products and services may have changed these past fifty years, our service to you, our valued member has not.

APR – annual percentage rate APY – annual percentage yield

Mobile App

Do you have a cell phone?  If you answer Yes, to this question, its time for you to take advantage of Spojnia Credit Union’s Mobile App.  With this App you now have the capability to check your balances, transfer funds between your share accounts, make payments and deposit your checks all from the convenience of your cell phone. 

Need to make a deposit?  With Remote Check Deposit, all you do is take a picture of the front and back of your check, select the account and click deposit.  It’s that simple.  No more late payments, no postage fees and no lost payments in the mail.

The News and Events tab will keep you up to date on loan promotions, holiday hours, special events and office closures due to inclement weather.

Contact the credit union to see how easy it is to sign up for Mobile Banking and Remote Check Deposit.  Once signed up for Home banking, the next step is to download the FREE App from the Apple App Store or the Android Google Play Store.  570-344-1513

Remote Check Deposit

Spojnia Credit Union’s Remote Check Deposit 

Spojnia Credit Union’s remote check deposit services are designed to allow you, the member, to make deposits to your share draft or share account from your camera-enabled mobile device.  Your device must be capable of capturing check images as well as information, electronically delivering the items and associated deposit information to Spojnia Credit Union.

Your device must capture an image of the front and back of each check and read and capture the MICR (magnetic ink character recognition) line on each check.  It must read and capture all such data as is required by the Federal Reserve regulations for processing these checks for payment.

All checks deposited on one business will be combined for an aggregate amount with a daily limit of $2500.00 total. The cut-off time for same day credit is 2:00 pm, excluding after hours, weekends, and holidays.

Contact Spojnia Credit Union at 570-344-1513 to sign up for this service. Download Spojnia Credit Union’s App in the Apple Store or the Android Google Play Store. No more postage fees! No more delays with the Postal Service!

Below is an image of what the Spojnia Credit Union Mobile App looks like so it will be easier to find in your Apple Store or in your Android Google Play Store.   

Welcome to Spojnia Credit Union’s Website

Welcome to Spojnia Credit Union’s website.  The initial appeal of belonging to or joining a credit union tends to be more about its rich history, local or community connections. The personalized attention that this adds to member services has long been a part of its appeal. A future of keeping SCU a vital, current and effective financial institution within the framework of the PNA (formally PNU) and PNCC for their members to use and prosper.

Products and services include E-statements, Mobile Banking, Remote Check Deposit, Home Banking and Bill Payment.  View your accounts and pay bills all from the convenience of your home, office or smartphone.  These products join a wide variety of products and services which include share accounts, share draft accounts, share certificates, and loans to meet all your financial needs.

Spojnia Credit Union will be celebrating its 50th Anniversary this year. Check back often to see what special promotions are available. Currently Spojnia Credit Union is offering a One Year Share Certificate for 5.00% APR!

APR – Annual Percentage Rate