Updated Fee Schedule

Effective December 1, 2019, an updated fee schedule will be in effect.  These fees cover stop payments, return items, non-sufficient funds, wires, dormant fees and account balancing.  A complete fee listing is located under the rate tab.

WOW! LOAN PROMOTION

Get an additional .45% APR off all Home Equity and Vehicle Loans during the months of October and November. Discount is taken off current posted rates. New loans only!

Some restrictions apply.  Does not apply to previous loans and cannot be combined with  other offers.   Perfect time to remodel the kitchen, play a vacation, replace windows, pave the driveway or purchase a new or used vehicle. 

Contact Debbie or Sandy at 570-344-1513

Sprint

Put more money in your pocket, thanks to Spojnia Credit Union and Love My Credit Union Rewards! You already know being a credit union member makes you more than just a faceless number attached to your accounts. It means being part of a community and sharing the good things with each other. That’s why we keep finding ways to share the love of that community over and over again with exclusive credit union member only rewards and savings. Right now, you can get unique cash rewards from Sprint. With Love My Credit Union Rewards, new Sprint customers get a $100 cash reward for each new line they activate up to two lines.  Plus, existing customers earn $100 Annual Loyalty Cash Rewards, Lines 3,4, and 5 are FREE and 25% off select accessories in Sprint stores. 100% total satisfaction  guarantee  –  try Sprint for 30 days or your money back.   Switch to Sprint and register at LoveMyCreditUnion.org/SprintRewards or in the Love My Credit Union Rewards app.   Be sure to mention Corporate ID Code:  NCBEN-ZMB-ZZZ.  May not be combinable with other offers. Offer, terms, restrictions, & options subject to change & may be modified, discontinued, or terminated at any time without notice. Restrictions apply. © 2019 Sprint. All rights reserved. Sprint & the logo are trademarks of Sprint. Other marks are the property of their respective owners.

SHARE CERTIFICATES RATES!

Grow your money with Spojnia Credit Union!

90 Days Share Certificate 0.90% APR, 0.903% APY
6 Months Share Certificate 1.00% APR, 1.004% APY
12 Months Share Certificate 1.30% APR, 1.306% APY
24 Months Share Certificate 1.40% APR, 1.407% APY
36 Months Share Certificate 1.45% APR, 1.458% APY
48 Months Share Certificate 1.50% APR, 1.508% APY
60 Months Share Certificate 1.55% APR, 1.559% APY

For additional information, contact Spojnia Credit Union at 570-344-1513

APR – Annual Percentage Rate, APY – Annual Percentage Yield
Rates subject to change without prior notice

Federally insured by NCUA

Mobile App

Do you have a cell phone?  if you answer Yes, to this question, its time for you to take advantage of Spojnia Credit Union’s Mobile App.  Check your balances, transfer funds between your share accounts, make payments and deposit your check all from the convenience of your cell phone.

Download Spojnia Credit Union’s App from the Apple Store or the Android Google Play Store.

 

 

 

Remote Check Deposit

Spojnia Credit Union’s Remote Check Deposit is Live!

The remote deposit capture services are designed to allow you, the member, to make deposits to your share draft or share account from your camera-enabled mobile device.  Your device must be capable of capturing check images as well as information, electronically delivering the items and associated deposit information to Spojnia Credit Union.

Your device must capture an image of the front and back of each check and read and capture the MICR (magnetic ink character recognition) line on each check.  It must read and capture all such data as is required by the Federal Reserve regulations for processing these checks for payment.

All checks deposited on one business will be combined for an aggregate amount with a daily limit of $2500.00 total. The cut-off time for same day credit is 2:00 pm, excluding after hours, weekends, and holidays.

Contact Spojnia Credit Union at 570-344-1513 to sign up for this service. Download Spojnia Credit Union’s App in the Apple Store or the Android Google Play Store. No more postage fees! No more delays with the Postal Service!