Holiday Hours for Columbus Day

Hello all. Spojnia Credit Union will be closed on Monday 10/12/2020 in observance of the Columbus Day Holiday. We will re-open for normal business hours on Tuesday 10/13/2020 at 8:30 am. We are always available on-line.

Home Equity Loan Special and Lower Auto Loan Rates to Continue into 4th Quarter

October 1st brings a new quarter to 2020 and we have decided to carry on with our lower loan rates at Spojnia Credit union! Check out the new lower rates on our Home Equity Loans and a special .5% discount if we are listed as the First Lien Holder on the loan.

Check out our LOWER auto loan rates as well!

Call us for more details or print an application and apply today! 570-344-1513 or 1-800-724-6352.

At Home Options for Our Members

Just a reminder that Spojnia Credit Union offers services from the comfort of your own home by offering Home Banking solutions to include Bill Pay and our Mobile App. Take a look and sign up!

Mobile App

Do you have a cell phone?  If you answer Yes, to this question, its time for you to take advantage of Spojnia Credit Union’s Mobile App.  With this App you now have the capability to check your balances, transfer funds between your share accounts, make payments and deposit your checks all from the convenience of your cell phone. 

Need to make a deposit?  With Remote Check  Deposit, all you do is take a picture of the front and back of your check, select the account and click deposit.  Its that simple.  No more late payments, no postage fees and no lost payments in the mail.

The News and Events tab will keep you up to date on loan promotions, holiday hours, special events and office closures due to inclement weather.

Contact the credit union to see how easy it is to sign up for Mobile Banking and Remote Check Deposit.  Once signed up for Home banking, the next step is to download the FREE App from the Apple App Store or the Android Google Play Store.  570-344-1513

Updated Fee Schedule

Effective December 1, 2019, an updated fee schedule will be in effect.  These fees cover stop payments, return items, non-sufficient funds, wires, dormant fees and account balancing.  A complete fee listing is located under the rate tab. Should you have any questions, please contact Spojnia Credit Union at 570-344-1513. 

Remote Check Deposit

Spojnia Credit Union’s Remote Check Deposit is Live!

The remote deposit capture services are designed to allow you, the member, to make deposits to your share draft or share account from your camera-enabled mobile device.  Your device must be capable of capturing check images as well as information, electronically delivering the items and associated deposit information to Spojnia Credit Union.

Your device must capture an image of the front and back of each check and read and capture the MICR (magnetic ink character recognition) line on each check.  It must read and capture all such data as is required by the Federal Reserve regulations for processing these checks for payment.

All checks deposited on one business will be combined for an aggregate amount with a daily limit of $2500.00 total. The cut-off time for same day credit is 2:00 pm, excluding after hours, weekends, and holidays.

Contact Spojnia Credit Union at 570-344-1513 to sign up for this service. Download Spojnia Credit Union’s App in the Apple Store or the Android Google Play Store. No more postage fees! No more delays with the Postal Service!