Grow your money with Spojnia Credit Union!

90 Days Share Certificate 1.50% APR, 1.508% APY
6 Months Share Certificate 1.50% APR, 1.508% APY
12 Months Share Certificate 1.60% APR, 1.609% APY
24 Months Share Certificate 1.70% APR, 1.710% APY
36 Months Share Certificate 1.80% APR, 1.812% APY
48 Months Share Certificate 1.90% APR, 1.913% APY
60 Months Share Certificate 2.00% APR, 2.015% APY

For additional information, contact Spojnia Credit Union at 570-344-1513

APR – Annual Percentage Rate, APY – Annual Percentage Yield
Rates subject to change without prior notice

Federally insured by NCUA

Holiday Hours

Spojnia Credit Union and The Polish National Union of America will be closed Monday, May 27th in observance of Memorial Day.

Mobile App

Remember you can manage your account on the go with our Mobile App!  Download Spojnia Credit Union App from the Apple Store or the Android Google Play Store.

Remote Check Deposit

Spojnia Credit Union’s Remote Check Deposit is Live!

The remote deposit capture services are designed to allow you, the member, to make deposits to your share draft or share account from your camera-enabled mobile device.  Your device must be capable of capturing check images as well as information, electronically delivering the items and associated deposit information to Spojnia Credit Union.

Your device must capture an image of the front and back of each check and read and capture the MICR (magnetic ink character recognition) line on each check.  It must read and capture all such data as is required by the Federal Reserve regulations for processing these checks for payment.

All checks deposited on one business will be combined for an aggregate amount with a daily limit of $2500.00 total. The cut-off time for same day credit is 2:00 pm, excluding after hours, weekends, and holidays.

Contact Spojnia Credit Union at 570-344-1513 to sign up for this service. Download Spojnia Credit Union’s App in the Apple Store or the Android Google Play Store. No more postage fees! No more delays with the Postal Service!

Welcome to Spojnia Credit Union’s Website

Welcome to Spojnia Credit Union’s website.  On September 4, 2018, Spojnia Credit Union converted to a new processor, MY CU Services. A core processor or system, is a hardware and software solution designed to provide the basic account service functionality, necessary for the daily operations of a credit union.

The initial appeal of belonging to or joining a credit union tends to be more about its rich history, local or community connections. The personalized attention that this adds to member services has long been a part of its appeal. With this change, there is the opportunity to grow membership, provide new services, and in general meet the challenge of moving Spojnia Credit Union into the future. A future of keeping SCU a vital, current and effective financial institution within the framework of the PNU and PNCC for their members to use and prosper.

New products and services include:  E-statements, Mobile Banking, Remote Check Deposit and enhancements to Home Banking and Bill Payment.  View your accounts and pay bills all from the convenience of your home, office or smartphone.  These new products join a wide variety of products and services which include:  share accounts, share draft accounts, share certificates, and loans to meet all your financial needs.