Loan Rates

Loan Rates

Type
APRTerm
Noted
Shares Loan2.19% Up to 24 Months
Minimum $1000.00
 
2.49%
Up to 36 Months
 2.69%Up to 48 Months
2.99%Up to 60 Months
 New Vehicle Loan
 
2.99%
Up to 36 Months
 
3.19%
Up to 48 Months
 
3.29% Up to 60 Months   
 3.39%Up to 72 Months
Used Vehicle Loan
 
 
Some Restrictions Apply
3.04%Up to 36 Months2015 or newer
3.24%Up to 48 Months2016 or newer
 
3.54% Up to 60 Months
2017 or newer
 
3.74% Up to 72 Months
2018 or newer
Signature Loan
 
Maximum $10,000.00
Signature Loan
8.50%
Up to 36 Months
Signature Loan
9.50%
Up to 48 Months
Over $3000.00
Signature Loan
10.50%
Up to 60 Months
Over $5000.00
Organization Signature Loan
 
 
 
 
Maximum $49,999.99
Available to: Parishes of the PNCC and non-profit associations and organizations associated with the Polish National Union of America and/or the Polish National Catholic Church
4.59%Up to 60 Months
 5.10%Up to 120 Months
5.85%Up to 180 Months15 year minimum is $20,000.00
   
Youth Credit Builder Loan
6.50%
Up to 12 Months
Minimum $200.00 Maximum $1000.00 Ages 16-17 with co-signer
 
 
 
Home Equity Loan
Not to exceed 85% of the appraised value minus any first mortgage balance
 4.24%Up to 60 Months
 4.38%Up to 84 Months
 4.38%Up to 120 Months
4.25%Up to 180 Months15 Year Minimum is $20,000.00
   
 Collateral Loan5.50% Up to 48 MonthsMaximum $30,000.00
   
Recreational Vehicles Loans  
New
 4.00%Up to 36 Months
 4.50%Up to 48 Months
 5.00%Up to 60 Months
5.50%Up to 72 MonthsMinimum $25,000.00 Maximum $50,000.00
6.00%Up to 120 MonthsMinimum $25,000.00 Maximum $50,000.00
Used  
 
 4.00%Up to 36 Months
 4.50%Up to 48 Months
 5.00%Up to 60 Months
Share Certificate Loans  The full share certificate balance may be pledged by any account owner as collateral. The loan on the share certificate will have a term limit of the life of the certificate. (Maximum 60 months) The rate will be based on the rate of the certificate plus 2%.
   
SCU Select    -  Maximum $2500.005.99%Up to 18 Months
Effective April 1, 2021 - APR - Annual Percentage Rate
Loan Calculator
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