Loan Rates

Loan Rates

Type
APRTerm
Noted
Shares Loan2.19% Up to 24 Months
Minimum $1000.00
 
2.49%
Up to 36 Months
 2.69%Up to 48 Months
2.99%Up to 60 Months
 New Vehicle Loan
 
5.09%
Up to 36 Months
 
5.29%
Up to 48 Months
 
5.39% Up to 60 Months   
 5.49%Up to 72 Months
Used Vehicle Loan
 
 
Some Restrictions Apply
5.14%Up to 36 Months2016 or newer
5.34%Up to 48 Months2017 or newer
 
5.64% Up to 60 Months
2018 or newer
 
5.84% Up to 72 Months
2019 or newer
Signature Loan
 
Maximum $10,000.00
Signature Loan
11.00%
Up to 36 Months
Signature Loan
12.00%
Up to 48 Months
Over $3000.00
Signature Loan
13.00%
Up to 60 Months
Over $5000.00
Organization Signature Loan
 
 
 
 
Maximum $49,999.99
Available to: Parishes of the PNCC and non-profit associations and organizations associated with the Polish National Union of America and/or the Polish National Catholic Church
6.59%Up to 60 Months
 7.10%Up to 120 Months
7.85%Up to 180 Months15 year minimum is $20,000.00
   
Youth Credit Builder Loan
6.50%
Up to 12 Months
Minimum $200.00 Maximum $1000.00 Ages 16-17 with co-signer
 
 
 
Home Equity Loan
Not to exceed 85% of the appraised value minus any first mortgage balance
 6.24%Up to 60 Months
 6.38%Up to 84 Months
 7.00%Up to 120 Months
8.00%Up to 180 Months15 Year Minimum is $20,000.00
   
 Collateral Loan7.50% Up to 48 MonthsMaximum $30,000.00
   
Recreational Vehicles Loans  
New
 6.00%Up to 36 Months
 6.50%Up to 48 Months
 7.00%Up to 60 Months
7.50%Up to 72 MonthsMinimum $25,000.00 Maximum $50,000.00
8.00%Up to 120 MonthsMinimum $25,000.00 Maximum $50,000.00
Used  
 
 6.00%Up to 36 Months
 6.50%Up to 48 Months
 7.00%Up to 60 Months
Share Certificate Loans  The full share certificate balance may be pledged by any account owner as collateral. The loan on the share certificate will have a term limit of the life of the certificate. (Maximum 60 months) The rate will be based on the rate of the certificate plus 2%.
   
SCU Select    -  Maximum $2500.007.99%Up to 18 Months
Effective October 1st,2023 - APR - Annual Percentage Rate
Loan Calculator
Calculated 

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