Youth Month Winners!

April was Youth Credit Union Month. Spojnia Credit Union held a contest for our youth members under 18 years of age. Anyone that did a deposit into their account, and notified us, was put in to a drawing for a gift card.

Our winners were Ava $150.00 and Jacob $50.00. Congratulations to our two winners! We will be sending you your gift cards shortly.

Congratulations!!

2021 Spojnia Credit Union Scholarship Applications due the end of this month

Dear Student:

Spojnia Credit Union would like to reward deserving students for their academic achievements.  In the credit union spirit of “People helping People”, Spojnia Credit Union is proud to offer this scholarship program.

Student must be a member in good standing with the credit union as well as the community and is a senior graduating this spring.

A 500 word essay is required on a topic chosen by the Board of Directors. The submission deadline is May 28, 2021.  Applications postmarked after May 28, 2021 do not qualify.  All applications and essays are given a unique number and all personal information or reference is removed.  The unbiased decision is made by The Spojnia Credit Union’s Board of Directors. 

The 2021 Scholarship Essay Question is:

“A Penny Saved is a Penny Earned” 

How do you plan to save for your future?

The $500.00 Scholarship will be awarded in June 2021. This is the fourteenth year that Spojnia Credit Union will be awarding the scholarship to a member who will be attending an accredited college.

Please click the download button at the bottom of this page to print out a packet. Please email the packet back to credit07@spojnia.org or mail to the attention: Lynne Mellen/Scholarship Essay

Good luck and Best Wishes in your college career!

Please contact Spojnia Credit Union with any questions you may have. Spojnia Credit Union wishes you well as you begin this new chapter in your life.

Board of Directors and Staff of Spojnia Credit Union

UPDATE: On-line Bill Pay and Mobile App Changes

Hello members! As you know, we had a core system upgrade the week of February 15th. With this upgrade, came some changes to On-line Banking, Bill Pay and the Mobile Apps. When logging back in to On-line Banking, you will need to set up a new account. This will be the same for using the Mobile Apps as well. If you need assistance, please call us at the Credit Union at 570-344-1513 or email us at info@spojniacreditunion.org.

Home Equity Loan Special and Lower Auto Loan Rates to Continue into 2nd Quarter

The Spojnia Credit Union Board of Directors have decided to carry on with our lower loan rates for the 2nd Quarter of 2021. Check out the new lower rates on our Home Equity Loans and a special .5% discount if we are listed as the First Lien Holder on the loan.

Check out our LOWER auto loan rates as well!

Call us for more details or print an application and apply today! 570-344-1513 or 1-800-724-6352.

At Home Options for Our Members

Just a reminder that Spojnia Credit Union offers services from the comfort of your own home by offering Home Banking solutions to include Bill Pay and our Mobile App. Take a look and sign up!

Mobile App

Do you have a cell phone?  If you answer Yes, to this question, its time for you to take advantage of Spojnia Credit Union’s Mobile App.  With this App you now have the capability to check your balances, transfer funds between your share accounts, make payments and deposit your checks all from the convenience of your cell phone. 

Need to make a deposit?  With Remote Check  Deposit, all you do is take a picture of the front and back of your check, select the account and click deposit.  Its that simple.  No more late payments, no postage fees and no lost payments in the mail.

The News and Events tab will keep you up to date on loan promotions, holiday hours, special events and office closures due to inclement weather.

Contact the credit union to see how easy it is to sign up for Mobile Banking and Remote Check Deposit.  Once signed up for Home banking, the next step is to download the FREE App from the Apple App Store or the Android Google Play Store.  570-344-1513

Remote Check Deposit

Spojnia Credit Union’s Remote Check Deposit is Live!

The remote deposit capture services are designed to allow you, the member, to make deposits to your share draft or share account from your camera-enabled mobile device.  Your device must be capable of capturing check images as well as information, electronically delivering the items and associated deposit information to Spojnia Credit Union.

Your device must capture an image of the front and back of each check and read and capture the MICR (magnetic ink character recognition) line on each check.  It must read and capture all such data as is required by the Federal Reserve regulations for processing these checks for payment.

All checks deposited on one business will be combined for an aggregate amount with a daily limit of $2500.00 total. The cut-off time for same day credit is 2:00 pm, excluding after hours, weekends, and holidays.

Contact Spojnia Credit Union at 570-344-1513 to sign up for this service. Download Spojnia Credit Union’s App in the Apple Store or the Android Google Play Store. No more postage fees! No more delays with the Postal Service!

Welcome to Spojnia Credit Union’s Website

Welcome to Spojnia Credit Union’s website.  On September 4, 2018, Spojnia Credit Union converted to a new processor, MY CU Services. A core processor or system, is a hardware and software solution designed to provide the basic account service functionality, necessary for the daily operations of a credit union.

The initial appeal of belonging to or joining a credit union tends to be more about its rich history, local or community connections. The personalized attention that this adds to member services has long been a part of its appeal. With this change, there is the opportunity to grow membership, provide new services, and in general meet the challenge of moving Spojnia Credit Union into the future. A future of keeping SCU a vital, current and effective financial institution within the framework of the PNU and PNCC for their members to use and prosper.

New products and services include:  E-statements, Mobile Banking, Remote Check Deposit and enhancements to Home Banking and Bill Payment.  View your accounts and pay bills all from the convenience of your home, office or smartphone.  These new products join a wide variety of products and services which include:  share accounts, share draft accounts, share certificates, and loans to meet all your financial needs.