The remote deposit capture services are designed to allow you, the member, to make deposits to your share draft or share account from your camera-enabled mobile device. Your device must be capable of capturing check images as well as information, electronically delivering the items and associated deposit information to Spojnia Credit Union.
Your device must capture an image of the front and back of each check and read and capture the MICR (magnetic ink character recognition) line on each check. It must read and capture all such data as is required by the Federal Reserve regulations for processing these checks for payment.
For more information, contact the credit union.
Welcome to Spojnia Credit Union’s new website. On September 4, 2018, Spojnia Credit Union converted to a new processor, MY CU Services. A core processor or system, is a hardware and software solution designed to provide the basic account service functionality, necessary for the daily operations of a credit union. Spojnia Credit Union is changing because our present system was causing inefficiencies, wasting staff time, is costly to run and provides less than ideal member services.
The initial appeal of belonging to or joining a credit union tends to be more about its rich history, local or community connections. The personalized attention that this adds to member services has long been a part of its appeal. However, as member demographics shift we must step up our technology game to be competitive, to attract and keep new members.
With this change, there is the opportunity to grow membership, provide new services, and in general meet the challenge of moving Spojnia Credit Union into the future. A future of keeping SCU a vital, current and effective financial institution within the framework of the PNU and PNCC for their members to use and prosper.
New products and services include: E-statements, Mobile Banking, Remote Check Deposit and enhancements to Home Banking and Bill Payment. View your accounts and pay bills all from the convenience of your home, office or smartphone. These new products join a wide variety of products and services which include: share accounts, share draft accounts, share certificates, and loans to meet all your financial needs.
The Credit Union would ask everyone to be patient with us as we continue to make changes that will benefit members, staff and the growth of the Credit Union during the month of September.
New Money Only – Effective July 1, 2018
90 Days – 0.50% APR, 0.501% APY
6 Months – 1.00% APR, 1.004% APY
APR – Annual Percentage Rate – APY – Annual Percentage Yield Rates subject to change without prior notice
See our rates page for current rates and other terms.