Home Equity Loan Special and Lower Auto Loan Rates to Continue into 2nd Quarter

The Spojnia Credit Union Board of Directors have decided to carry on with our lower loan rates for the 2nd Quarter of 2021. Check out the new lower rates on our Home Equity Loans and a special .5% discount if we are listed as the First Lien Holder on the loan.

Check out our LOWER auto loan rates as well!

Call us for more details or print an application and apply today! 570-344-1513 or 1-800-724-6352.

At Home Options for Our Members

Just a reminder that Spojnia Credit Union offers services from the comfort of your own home by offering Home Banking solutions to include Bill Pay and our Mobile App. Take a look and sign up!

Mobile App

Do you have a cell phone?  If you answer Yes, to this question, its time for you to take advantage of Spojnia Credit Union’s Mobile App.  With this App you now have the capability to check your balances, transfer funds between your share accounts, make payments and deposit your checks all from the convenience of your cell phone. 

Need to make a deposit?  With Remote Check  Deposit, all you do is take a picture of the front and back of your check, select the account and click deposit.  Its that simple.  No more late payments, no postage fees and no lost payments in the mail.

The News and Events tab will keep you up to date on loan promotions, holiday hours, special events and office closures due to inclement weather.

Contact the credit union to see how easy it is to sign up for Mobile Banking and Remote Check Deposit.  Once signed up for Home banking, the next step is to download the FREE App from the Apple App Store or the Android Google Play Store.  570-344-1513

Remote Check Deposit

Spojnia Credit Union’s Remote Check Deposit is Live!

The remote deposit capture services are designed to allow you, the member, to make deposits to your share draft or share account from your camera-enabled mobile device.  Your device must be capable of capturing check images as well as information, electronically delivering the items and associated deposit information to Spojnia Credit Union.

Your device must capture an image of the front and back of each check and read and capture the MICR (magnetic ink character recognition) line on each check.  It must read and capture all such data as is required by the Federal Reserve regulations for processing these checks for payment.

All checks deposited on one business will be combined for an aggregate amount with a daily limit of $2500.00 total. The cut-off time for same day credit is 2:00 pm, excluding after hours, weekends, and holidays.

Contact Spojnia Credit Union at 570-344-1513 to sign up for this service. Download Spojnia Credit Union’s App in the Apple Store or the Android Google Play Store. No more postage fees! No more delays with the Postal Service!

Welcome to Spojnia Credit Union’s Website

Welcome to Spojnia Credit Union’s website.  On September 4, 2018, Spojnia Credit Union converted to a new processor, MY CU Services. A core processor or system, is a hardware and software solution designed to provide the basic account service functionality, necessary for the daily operations of a credit union.

The initial appeal of belonging to or joining a credit union tends to be more about its rich history, local or community connections. The personalized attention that this adds to member services has long been a part of its appeal. With this change, there is the opportunity to grow membership, provide new services, and in general meet the challenge of moving Spojnia Credit Union into the future. A future of keeping SCU a vital, current and effective financial institution within the framework of the PNU and PNCC for their members to use and prosper.

New products and services include:  E-statements, Mobile Banking, Remote Check Deposit and enhancements to Home Banking and Bill Payment.  View your accounts and pay bills all from the convenience of your home, office or smartphone.  These new products join a wide variety of products and services which include:  share accounts, share draft accounts, share certificates, and loans to meet all your financial needs.