Rates

Share Rates

Account TypeAPRAPYNotes
Share (Savings)0.05%0.050%Over $5.01
Christmas Club0.50%0.50%Maximum $5,000.00
Vacation Club0.50%0.50%Maximum $5,000.00
Share Draft (Checking).00%.00%
Effective April 1, 2024 - APY – Annual Percentage Yield - APR – Annual Percentage Rate

Share Certificates (CDs)

TermAPRAPY
90 Day4.00%4.060%
6 Month4.00%4.060%
12 Month5.00%5.100%
24 Month4.15%4.220%
36 Month4.05%4.110%
48 Month3.95%4.010%
60 Month3.85%3.910%
Effective April 1, 2024 - APY – Annual Percentage Yield - APR – Annual Percentage Rate.
Share Certificate Rates may change without prior notice.
CD Calculator
Face Value
Number of Months
Compounding Frequency
Annual Interest Rate
Value at Maturity Calculated

Loan Rates

Type
APRTerm
Noted
Shares Loan2.19% Up to 24 Months
Minimum $1000.00
 
2.49%
Up to 36 Months
Minimum $1000.00
 2.69%Up to 48 MonthsMinimum $1000.00
2.99%Up to 60 MonthsMinimum $1000.00
 New Vehicle LoanMaximum $50,000.00
 
5.09%
Up to 36 Months
 
5.29%
Up to 48 Months
 
5.39% Up to 60 Months   
 5.49%Up to 72 Months
Used Vehicle Loan
 
 
Some Restrictions Apply
5.14%Up to 36 Months2017 or newer
5.34%Up to 48 Months2018 or newer
 
5.64% Up to 60 Months
2019 or newer
 
5.84% Up to 72 Months
2020 or newer
Signature Loan
 
Maximum $10,000.00
Signature Loan
11.00%
Up to 36 Months
Signature Loan
12.00%
Up to 48 Months
Over $3000.00
Signature Loan
13.00%
Up to 60 Months
Over $5000.00
Organization Signature Loan
 
 
 
 
Maximum $49,999.99
Available to: Parishes of the PNCC and non-profit associations and organizations associated with the Polish National Alliance
6.59%Up to 60 Months
 7.10%Up to 120 Months
7.85%Up to 180 Months15 year minimum is $20,000.00
   
Youth Credit Builder Loan
6.50%
Up to 12 Months
Minimum $200.00 Maximum $1000.00 Ages 16-17 with co-signer
 
 
 
Home Equity Loan
Not to exceed 85% of the appraised value minus any first mortgage balance
 6.24%Up to 60 Months
 6.38%Up to 84 Months
 7.00%Up to 120 Months
8.00%Up to 180 Months15 Year Minimum is $20,000.00
   
 Collateral Loan7.50% Up to 48 MonthsMaximum $30,000.00
   
Recreational Vehicles Loans  
New
 6.00%Up to 36 Months
 6.50%Up to 48 Months
 7.00%Up to 60 Months
7.50%Up to 72 MonthsMinimum $25,000.00 Maximum $50,000.00
8.00%Up to 120 MonthsMinimum $25,000.00 Maximum $50,000.00
Used  
 
 6.00%Up to 36 Months
 6.50%Up to 48 Months
 7.00%Up to 60 Months
Share Certificate Loans  The full share certificate balance may be pledged by any account owner as collateral. The loan on the share certificate will have a term limit of the life of the certificate. (Maximum 60 months) The rate will be based on the rate of the certificate plus 2%.
   
SCU Select    -  Maximum $2500.007.99%Up to 18 Months
Effective April 1, 2024 - APR - Annual Percentage Rate
Loan Calculator
Calculated 

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