Rates

Share Rates

Account TypeAPRAPYNotes
Share (Savings).05%.050%Over $5.01
Christmas Club.15%.150%Maximum $5,000.00
Vacation Club.15%.150%Maximum $5,000.00
Share Draft (Checking).00%.00%
Effective July 1, 2018 - APY – Annual Percentage Yield - APR – Annual Percentage Rate

Share Certificates (CDs)

TermAPRAPY
6 Month0.75%0.752
12 Month1.25%1.256%
24 Month1.75%1.762%
36 Month1.75%1.762%
48 Month1.75%1.762%
60 Month1.75%1.762%
Effective July 1, 2018 - APY – Annual Percentage Yield - APR – Annual Percentage Rate.
Share Certificate Rates may change without prior notice.
CD Calculator
Face Value
Number of Months
Compounding Frequency
Annual Interest Rate
Value at Maturity Calculated

Loan Rates

Type
APRTerm
Noted
Shares Loan1.69%
Up to 24 Months
Minimum $1000.00
 
1.99%
Up to 36 Months
 2.19%Up to 48 Months
 2.49%Up to 60 Months
   
New Vehicle Loan
1.69%
Up to 24 Months
 
1.99%
Up to 36 Months
 
 2.19%
Up to 48 Months
 
2.29%
Up to 60 Months   
  2.39%Up to 72 Months
Used Vehicle Loan
 
 
Some Restrictions Apply

2.49%
Up to 24 Months
2011 or newer
2.79%Up to 36 Months2012 or newer
 2.99%Up to 48 Months2013 or newer
 
3.29%
Up to 60 Months
2014 or newer
 
3.49%
Up to 72 Months
2015 or newer
Signature Loan
 
Maximum $10,000.00
Signature Loan
8.00%
Up to 36 Months
Signature Loan
9.00%
Up to 48 Months
Over $3000.00
Signature Loan
10.00%
Up to 60 Months
Over $5000.00
Organization Signature Loan
 
 
 
 
Maximum $49,999.99
Available to: Parishes of the PNCC and non-profit associations and organizations associated with the Polish National Union of America and/or the Polish National Catholic Church
 3.10%Up to 60 Months
 3.85%Up to 120 Months
4.85%Up to 180 Months15 year minimum is $20,000.00
   
Youth Credit Builder Loan
6.00%
Up to 12 Months
Minimum $200.00 Maximum $1000.00 Ages 16-17 with co-signer
 
 
 
Home Equity Loan
Not to exceed 85% of the appraised value minus any first mortgage balance
 3.00%Up to 60 Months
 3.38%Up to 84 Months
 3.75%Up to 120 Months
------Up to 180 Months15 Year Minimum is $20,000.00
   
 Collateral Loan5.00% Up to 48 MonthsMaximum $30,000.00
   
Other Titled Property Loans (Recreational Vehicles)  
New3.00%Up to 24 Months
 3.50%Up to 36 Months
 4.00%Up to 48 Months
 4.50%Up to 60 Months
5.00%Up to 72 MonthsMinimum $25,000.00 Maximum $50,000.00
5.50%Up to 120 MonthsMinimum $25,000.00 Maximum $50,000.00
Used  
 3.00%Up to 24 Months
 3.50%Up to 36 Months
 4.00%Up to 48 Months
 4.50%Up to 60 Months
Share Certificate Loans  The full share certificate balance may be pledged by any account owner as collateral. The loan on the share certificate will have a term limit of the life of the certificate. (Maximum 60 months) The rate will be based on the rate of the certificate plus 2%.
   
SCU Select    -  Maximum $2500.005.49%Up to 18 Months
Effective July 1, 2018 - APR - Annual Percentage Rate
Loan Calculator
Calculated 

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