The Spojnia Credit Union is owned by its members and run by a board of directors elected by the membership. You can be confident that your financial privacy is a top priority of this credit union. We are required by law to give you this privacy notice to explain how we collect, use and safeguard your personal financial information. If you have any questions you may contact the credit union at 1-570-344-1513.

The following privacy principles were established to maintain the security, integrity and confidentiality of your personal financial information.

We routinely collect and retain the information we obtain from your account applications, transaction history and from consumer reports. This information helps us: to establish and administer your accounts, to satisfy certain regulatory requirements and to better understand you so that we may provide you with additional or improved products and services. Access to your personally identifiable financial information is limited to employees with a specific business reason for utilizing this data. Our employees are educated about the importance of maintaining confidentiality and member privacy. If necessary, we take appropriate disciplinary steps to enforce our employees’ responsibility to protect your very personal information.

In order to prevent unauthorized access to your information, we maintain security standards and procedures that conform to industry practices. These security standards and procedures are routinely tested to verify the integrity of our systems.

The credit union is in business for you, the member, and we are committed to protecting your financial privacy.

Annual Privacy Policy

 Unauthorized Usage

Spojnia Credit Union's Web site is an added benefit for its members.  Unauthorized access or use of the Spojnia Credit Union Web site is not permitted and may constitute a crime punishable by law.