December 20, 2014

Holiday Hours for Spojnia Credit Union and The Polish National Union of America are:


Closed - December 24th, 25th and 26th
Closing at noon - December 31st
Closed - January 1st, 2015

Spojnia Credit Union will be upgrading their system this upcoming weekend, December 5-7, 2014. Maintenance will begin on Friday at 5:00 pm EST.   The system may be down several times throughout the weekend. The upgrade is needed to better serve our membership. Thank you for your patience and we apologize for any incovenience this may cause.

Equal Housing LenderEqual Opportunity Lender

 Federally Insured





Your VisualCalc, Inc., Java application requires that your browser have Java enabled. Please enable Java in your browser to run this VisualCalc, Inc. application. Calculators are for estimation purposes only. Spojnia Credit Union is not responsible for accuracy and results are not guaranteed.


Loan Calculator

The Home Mortgage Loan Calculator helps you analyze home mortgage loans. How much can you afford to borrow for how long at what interest rate?


Retirement Planning Calculator

The Retirement Planner allows you to analyze your retirement needs and savings.


College Savings Calculator

The College Planner allows you to analyze your situation with regards to saving for your child's college education. The planner allows you to compute one of the following variables while allowing you to modify the others.


Affordability Calculator

The home affordability calculator helps you determine your maximum affordable home price based on monthly income, debts, interest rates and the length of your loan. Use the sliders to explore your options. To enter an exact number, click on a number in an edit box and type in the number you want.